Despite efforts by homeowners and communities to prepare for and prevent damage from floods, not all flooding is avoidable. When your home or property floods it's important to know how to respond in order to ensure a fast and full recovery.
Homeowner response
When a potential flood event is imminent, your home is flooding, or you are returning to your home following a flood, it is important to protect yourself and your loved ones from the risks brought by the flood event.
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Substantial damage
Local floodplain management regulations and codes contain minimum National Flood Insurance Program (NFIP) requirements that apply not only to new structures but also to existing structures that are “substantially improved (SI)” or “substantially damaged (SD)”.
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