Financial assistance for homeowners

Many communities have financial assistance programs to help property owners recover from flooding and reduce future flood damages.  Call your local Building Department or floodplain manager to discuss your options. 

Community Assistance

Some of the programs and assistance that may be available from your community include:

  • Cost-share programs – Many communities have programs to share the cost for flood-relief projects with individual property owners. If your community does not have a program, ask if the County has one.
  • Property visits and recommendations from city staff – If you are experiencing repetitive flooding, your local community may offer for an inspector or engineer to visit your property and provide recommendations to reduce flooding on your property.
  • Future flood-relief projects – Ask if there are any flood-relief projects planned for your area. If your community has a capital improvement program that includes stormwater projects, request that your area be considered for a future project.
  • Inclusion in county, state, and federal grant applications – County, state, and federal grants typically do not allow for funding to an individual, but your community can request a grant on your behalf. These programs are often competitive.  Typically, the community has to demonstrate that the benefits outweigh the costs of the project.

Federal Disaster Assistance

Disaster assistance may be provided as financial or direct assistance to individuals and families whose property has been damaged or destroyed as a result of a federally-declared disaster, and whose losses are not covered by insurance. It is meant to help you with critical expenses that cannot be covered in other ways. This assistance is not intended to restore your damaged property to its condition before the disaster.

See FEMA’s website for more information: What is Disaster Assistance?